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How do you qualify for an enhanced annuity?

'Enhanced until proven standard...' The quick rule of thumb should be that it is worth assuming that everyone will qualify for an enhancement to their annuity income unless, through the fact-finding process, it can be proven otherwise.

Our top 5 tips that may help raise your chances of being able to deliver an enhanced annuity outcome for your client:
  1. Explain the importance of assessing health and lifestyle.
  2. Always assume they qualify until proven otherwise, filling out a Common Quotation Form (CQF) without leaving any unanswered questions.
  3. Look for positive indicators.
  4. Investigate further.
  5. Seek certainty - don't leave things uncertain.

For further information on some of the medical conditions, take a look at our glossary of medical terms.

Our expertise has enabled us to provide enhanced annuities to tens of thousands of financial intermediaries' clients who have benefited from underwriting on more than 1,500 medical conditions alone or in combination added lifestyle qualifying conditions. We believe that everyone should benefit from being individually underwritten, in order to achieve a personalised income that is tailored to their circumstances.

 


Useful linksGet an enhanced annuity quote
Read up on a range of case studies

 

A-Z of Medical terms




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