Calculators

With more choices than ever before, clients have a plethora of decisions to make about how and when to finance their retirement.

That's why we have developed a range of useful tools and calculators that can help support you and your client's as you advise them, throughout their retirement journey.

Personal taxation TOOL

The potential tax liability of releasing cash lump sums from your client's pension.

Indicative lifetimE MORTGAGE TOOL

Details of the amount client's may be able to release from their property using a lifetime mortgage.

Longevity calculator

How long might your client live (and therefore need an income) for?

Retirement Budget planner

A handy tool to help demonstrate client income and expenditure (and any gaps).

Drawdown risk calculator

Model the probability that your client will run out of money while still alive.

Quick income builder

Overlay all of your client's income sources in one view – how does this affect their retirement plans?

Lump sum plus lifetime MORTGAGE TOOL

An indication of the maximum loan amount and loan to value (LTV) available to your client.

Early repayment charge tool

Find out how much your client's early repayment charge could be.

Pension deferral calculator

What impact could a delay in purchasing a Guaranteed Income for Life (GIfL) solution have?

Critical yield calculators

Calculate a more accurate critical yield for your client.

Drawdown lifetimE MORTGAGE TOOL

Providing you with an indication of the loan amount and cash facility available to your client.