Our medical underwriting expertise

Medical underwriting is the process of using clients' medical or health information to better assess their anticipated life expectancy. Our detailed and thorough understanding of this information means that by trying to identify all the conditions, illnesses or injuries that could impact an individuals' life expectancy, we can, in turn understand how this might affect their financial requirements in retirement.

Our process aims to collect the maximum relevant information with minimal disruption, via methods such as:

  • health questionnaires
  • telephone
  • and via a General Practitioner's report.

To understand how our approach to underwriting impacts the products and services we offer, why not take a look below:

Underwritten GIFL solutions

Getting a direct underwritten quote to ensure your client benefits fully

Lifetime Mortgages

Helping your client release more from their home

Defined Benefit

Read about our Defined Benefit solutions

What qualifies?

The only safe way to judge if your client does or doesn't qualify