The later years

Almost two thirds of people aged 80 and over in the UK have a disability and an estimated 47% of those 75+ have a limiting longstanding illness.

Later life introduces new challenges for retirees. The spectre of care costs loom large. There is also the possibility that pension funds may be close to exhaustion. Fortunately, there are solutions. Equity release can help sustain income later in life and immediate needs annuities can provide a tax efficient method of funding care costs.

Take care - advice for later life
It's good news that we're living longer, but who pays when we need help with the simple tasks of everyday life?

 

Clients at 85
What are the challenges your clients face in later life financially, emotionally and socially?

 

Care Advice Guide
Helping you unlock the opportunity of later life care advice.

 

Care Academy
Reserve your space at one of our upcoming Care Academies today!

Retirement hierarchy of needs
Understand your clients’ income needs in retirement and how to align different types of income with specific expenditure.


Patterns of expenditure
Over the course of retirement income needs are likely to change.

Equity release
Equity release can play an important role at each stage of retirement and is becoming increasingly popular with retirees.

Vulnerable clients
It’s important to identify vulnerable clients and develop processes to protect and safeguard their interests.

Video: Later life and care planning (external website)
Our later retirement video examines the changes to health and longevity for the elderly and how regulated financial advice can make a difference.