Sales Aids

Find all our retirement income and lifetime mortgages related sales aids here.

All documents are correct as at the date of publication.

Documents marked with this icon can be used directly with customers

Retirement Income
How the power of underwriting can save 17% in capital (1312296)
Generating an income in retirement that is sustainable is a challenge facing many of today's retirees.
Download Locking in gains (1312295)
So how can your clients lock in their investment gains whilst getting a better return than from an ordinary cash account?
Download Why ‘don’t know’ could be bad for your client’s health  (1311783)
When requesting quotes through an online portal, there may be times when you don’t have all of your client’s health and lifestyle information to hand. But should you just click ‘don’t know’?
Blending: Case study (1312127)
Trying to find the ideal retirement solution can be difficult; people tend to choose between investing in drawdown, or a guaranteed income for life (GIfL) provided by an annuity. Both options have advantages and disadvantages.
Download Dispelling the myths about annuities…a time to reflect (1312016)
Our sales aid revisits the key facts about annuities, following the pension freedoms.
The value of secure income (1311885)
Want a secure income that's guaranteed to last for the rest of your life?
Death Benefits (1311922)
Our customer facing sales aid provides a comparison on the main differences regarding death benefits for annuities and income drawdown.
Drawdown triage letter and questionnaire (1311781) 
Letter and questionnaire to use with your clients when reviewing their income drawdown needs.
Download Getting your clients the best guaranteed income for life (15655)
Are you really getting the best rate - or do you need to dig deeper?
Download Zero income drawdown review process (1311466)
Our sales aid to help you review your zero income drawdown clients.
Download Does it pay to delay? (1311494)
How a 65 year old could get the equivalent rate of a healthy 70 year old.
Download Drawdown process review (1311558)
How robust and well documented is your income drawdown process?
Drawdown question set (1031655)
Do you qualify for an enhanced annuity rate?
Minimum income requirement (1311030)
Bread today, jam tomorrow? Have you thought about your potential income in retirement?
Building blocks of retirement income (1031999)
Building a personalised retirement income on solid foundations.
Download Zero income drawdown triage letter and questionnaire
Letter and questionnaire to use with your clients when reviewing their income drawdown plans.
Mortality cross-subsidy and mortality drag (1311733)
Our sales aid helps explain mortality cross-subsidy and mortality drag to your clients.

 

Lifetime Mortgages

The alternatives to equity release (1311760)
A useful customer guide looking at the main alternatives to ER.

Download

Building equity release into the financial planning process (1311790)
A guide to different scenarios where ER could be considered.

Top 10 tips when considering ER (1311788)
A useful guide when considering equity release.

White label equity release checklist (1311651)
A white label equity release checklist for use with customers.