Our medical underwriting expertise

Medical underwriting is the process of using clients' medical or health information to better assess their anticipated life expectancy. Our detailed and thorough understanding of this information means that we're able to identify all the conditions, illnesses or injuries that could impact a clients' life expectancy. We can therefore understand how this might affect their financial requirements in retirement.

Our process aims to collect the maximum relevant information with minimal disruption, via methods such as:

  • health questionnaires
  • telephone
  • and via a General Practitioner's report.

To understand how our approach to underwriting impacts the products and services we offer, why not take a look below:

personalised GIFL solutions through underwriting

Getting a direct underwritten quote to ensure your client benefits fully

Underwriting and lifetime mortgages

Helping your client release more from their home

Defined Benefit

Read about our Defined Benefit solutions

Why Underwriting is important

Why underwriting is important, how it works and the difference it makes.