Guide to Underwriting

Over the last few years, underwriting techniques, and insurance companies’ understanding of mortality trends, have developed significantly. Underwriting knowledge now impacts many different areas of financial planning, including pension drawdown reviews, legacy planning, care provision as well as playing a central role in maximising annuity income.

With the choice that's now available to individuals, it's crucial that health, lifestyle and medical conditions are included in any financial planning and retirement decisions.

Our guide looks at how underwriting has evolved into the modern, personalised approach we see today, along with some useful case studies to demonstrate the impact that detailed underwriting can have.

We also highlight the different ways you can access underwriting to help your client's benefit - including a glossary of some of the many conditions that we underwrite to provide more specific information.

View the full guide here >