Sales Aids

In our sales aid library, you'll find a variety of information to help both you and your client's find out more about our products. 

Find all our retirement income and lifetime mortgage related sales aids here.

All documents are correct as at the date of publication.

Documents marked with this icon can be used directly with customers

Retirement Income
Want a secure guaranteed income for life? (1311885)
Want a secure income that's guaranteed to last for the rest of your life?
Average GIfL rates (1313042)
If your clients are looking for a competitive rate of retirement income, maybe it's time to look again at a Guaranteed Income for Life (GIfL), provided by an annuity.
Download Securing income in retirement  (1312571) 
Is a targeted income of 4% from a pension fund realistic? Can a client achieve this without putting all of their pension fund at risk?
Download 'Small' factors make a big difference (1312575)
Much has been said about the need to underwrite retirees to see IF they qualify for a personalised rate.
 Download Non-underwritten vs personalised underwritten rates (1312586)
Personalised underwriting can make a huge difference to the amount of income available. By personalising your client's GIfL with underwriting, there's a chance you can increase the amount of income they receive.
Download The cost of options (3038)
Our sales aid shows the effect of various options on your client's income.
Annual allowance factsheet (1481149)
Our guide to changes to the annual allowance and key things you will need to consider if accessing your pension flexibly.

Download Locking in gains (1312650)
So how can your clients lock in their investment gains whilst getting a better return than from an ordinary cash account?
Download Drawdown process review (1311558)
How robust and well documented is your income drawdown process?
Drawdown question set (1031655)
Do you qualify for an enhanced annuity rate?
Building blocks of retirement income (1031999)
Building a personalised retirement income on solid foundations.
Download Zero income drawdown triage letter and questionnaire
Letter and questionnaire to use with your clients when reviewing their income drawdown plans.
Mortality cross-subsidy and mortality drag (1312549)
Our sales aid helps explain mortality cross-subsidy and mortality drag to your clients.

 

Lifetime Mortgages

The alternatives to equity release (1311760)
A useful customer guide looking at the main alternatives to ER.

Download

Building equity release into the financial planning process (1311790)
A guide to different scenarios where ER could be considered.

Top 10 tips when considering ER (1311788)
A useful guide when considering equity release.