Retirement Advice Framework Retirement phases and changing needs Alternative strategies Asset liquidity and taxation The regulator's perspective Building a firm's value Retirement terms

Behavioural Economics What is behavioural economics? Bias insight and action The regulator's perspective

Customer Vulnerability The vulnerability spectrum The regulator's perspective How effective is your policy? Benchmark your knowledge Helping clients experiencing vulnerability Assessing and recording vulnerability Vulnerable Customer Conference

Market insight Market insight

Lifetime Mortgages Lifetime mortgages overview Solutions as unique as your clients Just For Your Lifetime Mortgage Lifetime Mortgage 'At a glance' Just Adviser portal Lifetime mortgage decisions made easier Property: One asset, many uses Manage borrowing effectively Get your clients a better deal Green mortgage discount feature Cashback Homes for Ukraine scheme New to lifetime mortgages? The Equity Release Council FAQs

Guaranteed Income Solutions Guaranteed income solutions overview New asset blended solutions Pension Annuity Average GIfL rates Flexibility and options Secure Lifetime Income Facilitating adviser charges

Care Funding Care funding overview An overview The alternatives Choosing your options Quote and app process Benefits and risks How much does a care plan cost? Taxation of benefit payments

Medical Underwriting Underwriting overview How personalised underwriting works Personalised GIfL Solutions Lifetime Mortgages Medical terms

Withdrawn products Withdrawn products

Consumer Duty Consumer Duty

Lifetime mortgage calculators Lifetime mortgage calculators overview Interest serviced calculator Indicative lifetime mortgage Cash facility calculator Early repayment charge

Retirement income calculators Retirement income calculators overview Critical yield calculator Drawdown toolkit Deferral Quick income builder Drawdown risk Budget planner Longevity Pension taxation

Events Events overview Webinars on-demand Presenters Events calendar Academies on-demand

Library Document library Video and podcast library Articles library

Business Services Business services overview Meet the team Live demos Paraplanner support Referral service Defined Benefit Just Adviser portal

Vulnerable Customer Awards Vulnerable Customer Awards - overview Customer Vulnerability Awards - results The judges

About us About us Awards Financial Adviser Service Awards

Document library Contact us Just Adviser Portal

Terms of Business

The Terms of Business describe the legal relationship between you and us. They set out the terms and conditions upon which we will accept business from you and set out our respective rights, obligations and responsibilities.

Terms of Business documents
	Just Retirement Money Limited Terms of Business	You need to use this document if you wish to submit lifetime mortgage business to Just Retirement Money Limited.
	Just Retirement Limited Terms of Business	You need to use this document if you wish to submit Guaranteed Income for Life or Fixed Term Annuity business to Just Retirement Limited.
	Partnership Life Assurance Company Limited Terms of Business	You need to use this document if you wish to submit Care Plan, Life Assurance or Purchased Life Annuity business to Partnership Life Assurance Limited.

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