Average GIfL Rates
Sustainable Income is Achievable
A personalised Guaranteed Income for Life (GIfL), provided by a pension annuity, offers a sustainable, competitive rate of retirement income, whilst removing the risk of running out of money.
Below are a range of example rates* (averaged between June 2020 to November 2020), for someone who is healthy, also a person with a common lifestyle condition and lastly someone with a more severe medical condition.
When compared to cash and bonds, a GIfL can provide higher rates of income, and compared to equities, removes volatility and longevity risk, and delivers certainty.
If your client needs to draw an income from their retirement investment portfolio, and is concerned about sustainability, then a personalised GIfL could be the answer.