Do you have clients approaching or in-retirement using drawdown SIPP portfolios?

A growing community of advisers and professional investment managers are treating wealth decumulation differently from accumulation by taking a fresh approach to blending retirement solutions. They’re including a new guaranteed income producing asset, because they're recognising how it can help:

• mitigate risks not present in accumulation — longevity, sequence of returns and capacity for loss; and
• enable higher long-term portfolio values and/or higher income to be achieved.

The guaranteed income producing asset is provided by our Secure Lifetime Income solution.

Find out what they're saying.

Look who's talking about blended retirement solutions

Navigating retirement planning: A holistically risk-rated approach in decumulation

Invesco's Head of Multi-Asset Strategies, Georgina Taylor and Just's Retirement Income Distibution Director, Jean-Paul Grenade discuss the importance of blending different retirement solutions, to achieve better client outcomes.

Duration: 13:41

2:17   Invesco’s role in facing decumulation challenges
3:40   Balancing income and growth needs in retirement planning
5:17   Managing longevity and sequencing risks in decumulation
7:31   Choice and flexibility in retirement planning
9:05   Growth and income solutions working holistically
11:16 Just and Invesco partnering for better outcomes

Secure Lifetime Income, on-platform guaranteed income solution

Discover how this new guaranteed income producing asset could improve the outcomes you deliver for clients approaching or in-retirement using drawdown SIPP portfolios.

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Comprehensive literature on Secure Lifetime Income

Here are some useful documents designed to help you and your clients fully understand the key features and benefits of Secure Lifetime Income.

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Guaranteed income and investment risk: How much of each?

Oxford Risk's Head of Behavioural Finance, Dr Greg Davies and Stuart Slegg, Just's Head of Secure Lifetime Income discuss Oxford Risk's white paper.

Duration: 27:31

01:50 Assessing risk and suitability in decumulation
05:54 The consequences of not having a robust risk capacity model
08:31 Combining a guaranteed income alongside drawdown 
13:35 Achieving client objectives and managing behavioural factors
18:13 Determining guaranteed income and managing remaining risks
23:15 Benefits of blending guaranteed income and investible assets

Rethinking guaranteed income as an asset 

Abraham Okusanya, CEO of Timeline and Peter Ellis, Secure Lifetime Income Director, Just, have a wide-ranging discussion rethinking guaranteed income as an asset in retirement portfolios.

Duration: 32:58

00:00 Rethinking guaranteed income as an asset 
12:56 Creating more sustainable portfolios
21:47 The "alternative asset" debate
25:28 Modelling guaranteed income alongside investment assets

Read our collection of thought-provoking retirement income articles: