Our medical underwriting expertise
Medical underwriting helps us build a more complete picture of a client's health and lifestyle, enabling us to assess life expectancy more accurately than a standard (non-medical) underwriting approach.
By considering relevant medical conditions, health history and lifestyle factors, we can provide a more personalised assessment, helping to ensure clients receive outcomes that better reflect their individual circumstances.
We aim to gather the information we need as efficiently as possible, while minimising disruption for clients. Depending on the case, this may include:
- Health questionnaires
- Telephone interviews
- A report from the client's General Practitioner (GPR)
Our experienced in-house medical underwriting team is supported by robust processes and specialist resources. This allow us to collect, assess and manage medical and lifestyle information effectively and consistently.
Our wider underwriting team also has a strong understanding of medical underwriting and the benefits it can provide, helping to create a seamless experience for you and your clients.
To learn more about how our underwriting approach supports the products and services we offer, explore the information below.