Medical underwriting means you can deliver solutions unique to every client

Medical underwriting has been added across the Just For You Lifetime Mortgage range. This means it’s easier to deliver solutions unique to every client. And in doing so, you’ll be responding to the FCA's challenge of demonstrating improved personalisation of advice.

In fact, we estimate that six in 10* clients could qualify for a better outcome with medical underwriting. By providing your client's health and lifestyle information, they could qualify for enhanced terms and a lifetime mortgage solution that’s unique to them, their health and lifestyle circumstances.

  • Simple questions included as part of the fact find
  • No need for a medical specialist
  • Better outcomes
  • Personalised to health and circumstances
  • Potential to borrow more or get a lower interest rate

*Just Group analysis from proprietary database of circa 2 million person years.