Get your clients a better deal

We've added medical underwriting across our Just For You Lifetime Mortgage range so it's easier for you to deliver solutions unique to every client.

Six in 10 of your clients could qualify for a better outcome with medical underwriting. That's because it enables you to offer them a lifetime mortgage solution that's personalised to them, their health and circumstances.

If your client has a medical condition or lifestyle that impacts their health, their life expectancy could be less than the average for their age, so they may be able to borrow more, or get a lower interest rate.

Our underwriting questions are aligned to the other questions in your fact find. We've made them as easy to answer as possible and you don't need to be a medical specialist to answer them.

By providing your client's health and lifestyle information, they could qualify for enhanced terms and it can help you respond to the FCA's challenge to demonstrate improved personalisation of advice.

Learn more about the benefits of medical underwriting.

J6 LTV series

This allows clients access to one of the highest LTVs in the market without providing health and lifestyle information.

And, by opting for the cashback feature of up to 7% of the initial advance, clients can potentially release even more funds.