Underwriting and lifetime mortgages

Some of your clients may need to access the maximum possible share of money locked up in their home as a lump sum.

Using our underwriting expertise, we can potentially help your clients enhance their borrowing and release more by taking into account their medical and lifestyle conditions.

The interest rate is usually higher if an enhancement is provided, but the increased amount of lending could be invaluable if they need access to the money. 

Please note, for clients who take the enhanced option, the amount owed on their lifetime mortgage will be higher than an equivalent non-enhanced option at the time it is repaid.