From far-reaching reforms to customer vulnerability, we’ve brought together research papers from Just and external experts to help support your understanding of the retirement income market, and the challenges those operating in it face.

Increasing annuity rates a good chance to ‘lock in’ a competitive level of retirement income, says Just Group

Retirement specialist says returns now particularly attractive to older pension savers. Analysis shows annuity buyers age 75 can secure around 10% guaranteed return. Click here to find out more.

Over 55s hold £3.7 trillion in property wealth, over two-thirds of the nation’s private housing wealth – ONS data

ONS data request reveals over 55s hold £3.7 trillion in property wealth – 68% of the nation’s private housing wealth. Figures demonstrate the ‘financial powerhouse’ that property can play in later-life finances. Click here to find out more.

Slight improvement but still six out of 10 ‘pension dippers’ shunned free Pension Wise guidance – FCA Financial Lives

FCA Financial Lives survey shows 59% accessing pensions don’t use the guidance service. Retirement specialist Just Group says ‘stronger nudge’ to guidance still too weak. Click here to find out more.

Pensioner homeowners more than twice as likely as renters never to have checked their State Benefit eligibility

Four in 10 homeowners aged over 66 have never checked their eligibility for State Benefits compared to only 15% of renters. Renters far more likely (44%) to have checked their benefit entitlement in past year compared to 29% of homeowners. Click here to find out more.

The ‘best kept secret’ of retirement planning – how Value Protection option ensures full payback on the cost of an annuity

Retirees can guarantee their annuity investment is returned by choosing Value Protection. Option ensures no less than 100% of the annuity cost is paid to them or to beneficiaries. Click here to find out more.

Two-thirds of a million of Gen X ‘cash stashers’ hold over £100,000 in savings accounts and cash ISAs

A new in-depth consumer insight programme from Just Group, the retirement specialist and GenXpert, uncovers the significant value of savings that Gen X hold in cash, putting them at risk of losing out on better returns and diminishing value in real-terms. Click here to find out more.

Just Group Care Report 2024 - Groundhog Day

The latest edition of Care Report: Groundhog Day, provides key insights into the challenges of social care funding. It highlights the need for clients to plan ahead. Read the full report here.