Fixed Term Investment
Here are some useful documents to help you and your clients get the most out of Fixed Term Investment.
Documents marked with this icon can be used directly with customers.
Technical guide
A guide to help regulated financial advice and planning businesses meet their regulatory due diligence responsibilities when adopting Fixed Term Investment.
Proposition guide
This explains how Fixed Term Investment can complement your existing retirement income proposition to help you deliver improved outcomes to your clients.
Target Market Statement
Information to support understanding of Fixed Term Investment's target market.
Fair Value Assessment
Information to support understanding of the product’s key features and distribution strategy.
Income payment dates
The dates income will be paid based on when you apply and when we receive the purchase price.
Bridging an income gap
See how Fixed Term Investment can help clients bridge their income gap before their State Pension.
Pre-retirement outcome-based de-risking
See how Fixed Term Investment could help advisers meet their clients’ near-term retirement needs with greater certainty while keeping the rest of the portfolio invested for longer term objectives.
Understanding how Fixed Term Investment is valued for PCLS
This guide describes how Fixed Term Investment is valued when a client takes Pension Commencement Lump Sum (PCLS), and how to explain that valuation with confidence.
