Video and Podcast Library

Our videos and podcasts are designed to give you a greater insight into important issues concerning the retirement market. 

For further information, please contact your dedicated account manager. 

Alternatively contact our events team on 01737 233 315 or send us an email at events@wearejust.co.uk. 

Videos

Tristan Burd (Denham & Burd Wealth Management), Mark Evans (Add Wealth Management), and Sam Whybrow (Thanks Wealth Planning) discuss the key risks in decumulation and how blending supports better outcomes for clients and advisers.

Duration: 17:25

00:41 Why are advisers rethinking income in decumulation?
02:22 What are the biggest risks in decumulation?
03:22 How do you address these risks?
04:48 How have you introduced blending strategies to your clients?
07:24 How does blending benefit clients?
11:02 How has incorporating blending set your firm apart?
13:42 How does blending benefit advisers?
15:02 How is blending reshaping retirement planning?

Oxford Risk's Head of Behavioural Finance, Dr Greg Davies and Just's Director of Investment Solutions Distribution, Jean-Paul Grenade discuss using behavioural finance models and the role of guaranteed income in decumulation.

Duration: 16:45

00:35 Decumulation: Managing the needs and challenges
02:22 Behavioural finance: Tailoring retirement strategies
06:29 The role of guaranteed income in decumulation
10:20 Using behavioural finance models in client risk assessment
12:30 Aligning solutions with behaviours
15:08 Technology’s role in navigating complexity in retirement

How can risk tolerance and guaranteed income work together?

Duration: 0:42

Why is it important to personalise solutions for those in decumulation?

Duration: 0:53

What are the four personality traits in retirement?

Duration: 0:41

How can hyper-personalisation help clients make better decisions?

Duration: 0:46

How can guaranteed income help clients with low composure?

Duration: 0:43

How does guaranteed income reduce fear of spending in retirement?

Duration: 0:39

How will the new Oxford Risk tool simplify advisers' work?

Duration: 0:47

How can Oxford Risk's assessment tool help advisers and clients?

Duration: 0:41

Why is a holistically risk rated solution important?

Duration: 0:46

How can Secure Lifetime Income help clients make better decisions?

Duration: 0:41

How does guaranteed income help reduce impulsivity in decumulation?

Duration: 0:46

Why join forces with Just?

Duration: 0:28

Martin Lines, Development and Events Director at Just and Beth Yolland-Jones, Clinical Lead at Comentis, have come together to provide an insight into cognitive decline to help you support your clients in vulnerable circumstances.

Duration: 21:57

3:40 'Crystallised knowledge' and the application of life skills to problem-solving

5.34 The different states of cognitive decline

10:04 Identifying when clients may need more support

15:16 Mental capacity and when to get an assessment

18:04 Looking ahead with safeguards and the right support

Myth: Recording vulnerability is a one-off task.

Duration: 0:33

Myth: A vulnerable circumstance is the same as a vulnerability.

Duration: 0:37

Myth: I can assume how a client will react to a life event.

Duration: 0:37

Myth: It's easy to spot a vulnerability.

Duration: 0:37

Myth: I can rest assured that a client's family is involved.

Duration: 0:38

Myth: It's hard to get support on vulnerability matters.

Duration: 0:32

Invesco's Head of Multi-Asset Strategies, Georgina Taylor and Just's Director of Investment Solutions Distribution, Jean-Paul Grenade discuss the importance of blending different retirement solutions, to achieve better client outcomes.

Duration: 13:41

2:17 Invesco’s role in facing decumulation challenges
3:40 Balancing income and growth needs in retirement planning
5:17 Managing longevity and sequencing risks in decumulation
7:31 Choice and flexibility in retirement planning
9:05 Growth and income solutions working holistically
11:16 Just and Invesco partnering for better outcomes

Why is a blended approach important in decumulation?

Duration: 0:47

How do you manage conflicting longevity and sequencing risks?

Duration: 0:46

How do blended approaches align with the Thematic Review?

Duration: 0:47

What is Invesco’s role in personalising decumulation solutions?

Duration: 0:38

How important are choice and flexibility in decumulation?

Duration: 0:47

What if the portfolio risk rating is too low?

Duration: 0:44

Why is a holistically rated solution important?

Duration: 0:50

Why is it important to personalise solutions in decumulation?

Duration: 0:37

Why join forces with Just?

Duration: 0:48

Just 10 minutes on underwriting 

Martin Lines talks with Peter Metford-Sewell, Just's senior medical underwriter. They cover:

• main considerations in personalising a guaranteed income for life
• key principles in addressing medical and lifestyle details
• common questions for advisers
• current thinking on long COVID and the use of technology.

Duration: 10:00

Oxford Risk's 'Suitable Drawdown' white paper

Oxford Risk’s Head of Behavioural Finance, Dr Greg Davies and Stuart Slegg, Just Group's Head of Secure Lifetime Income discuss insights from Oxford Risk’s white paper.

Duration: 27:31

01:50 Assessing risk and suitability in decumulation
05:54 The consequences of not having a robust risk capacity model
08:31 Combining a guaranteed income alongside drawdown 
13:35 Achieving client objectives and managing behavioural factors
18:13 Determining guaranteed income and managing remaining risks
23:15 Benefits of blending guaranteed income and investible assets

Why have Oxford Risk developed this paper? - Stuart Slegg

Duration: 0:40

Why have Oxford Risk developed this paper? - Dr. Greg Davies 

Duration: 0:25

What does this paper explore? - Stuart Slegg

Duration: 0:36

What does this paper explore? - Dr Greg Davies

Duration: 0:19

Why should advisers read this paper? - Stuart Slegg

Duration: 0:36

Why should advisers read this paper? - Dr Greg Davies

Duration: 0:26

What are the three big takeaways from this paper? - Stuart Slegg

Duration: 0:35

What are the three big takeaways from this paper? - Dr Greg Davies

Duration: 1:02

FCA's response to the retirement advice thematic review findings? - Stuart Slegg

Duration: 0:47

Rethinking guaranteed income as an asset

Abraham Okusanya, CEO of Timeline and Peter Ellis, Secure Lifetime Income Director, Just, have a wide-ranging discussion rethinking guaranteed income as an asset in retirement portfolios.

Duration: 32:58

00:00 Rethinking guaranteed income as an asset 
12:56 Creating more sustainable portfolios
21:47 The "alternative asset" debate
25:28 Modelling guaranteed income alongside investment assets

Click here for an audio version

Participants: Martin Lines, Business Development Director at Just and Rory Percival, consultant and former FCA technical specialist

Capacity for loss vs Attitude to risk

Duration: 0:59

Capacity for loss from a client's perspective

Duration: 0:51

Is it just about essential costs?

Duration: 0:38

Why is capacity for loss for important in retirement?

Duration: 0:48

How has the consideration of capacity for loss improved?

Duration: 0:50

Minimum Income Requirement - time to make it personal?

Duration: 0:45

What if capacity for loss cannot be met?

Duration: 1:28 

Asking the right questions

Duration: 2:33

Why is a CRP so important?

Duration: 1:00

Podcasts

Drawdown, risk adjusted returns and the FCA review

In this fascinating podcast, The Lang Cat's Tom McPhail and Peter Ellis, Secure Lifetime Income Director, Just, rethink blending 60:40 drawdown portfolios with a new asset, risk adjusted returns and the FCA's latest review.

Duration: 38:23