About us

Why Just?

We're a financial services company and a leader in the retirement income market. Since 2004, our Group has helped over 700,000 customers achieve a better later life.

To help your clients achieve their retirement ambitions, our products include:

  • Lifetime mortgages
  • Guaranteed income solutions – Fixed Term Investment, Secure Lifetime Income and Pension Annuity
  • Care funding

Our unrivalled intellectual property enables us to provide your clients with individually tailored solutions. Our guaranteed income solutions — Fixed Term Investment, Secure Lifetime Income and Pension Annuity — give you the flexibility to blend short and long-term strategies and match the right solution to every client's life stage. And with the medically underwritten Just For You Lifetime Mortgage, we estimate six in 10 people could borrow more, or reduce their borrowing costs^.

Find out more about Just...

Recognition for the support and service we give you to help your clients achieve a better later life.

Our awards

A summary of our financial strength and investments as at 31 December 2024 can be found here.

To see financial results, reports and presentations, please visit here.

Read more

Online processing for lifetime mortgages starts here – instant KFIs, online applications, case tracking and a new cash back feature.

Go to portal

If you have a client that doesn’t neatly fit your business model, you can still help them.

HUB Referral Solutions is a referral service for intermediaries, provided by HUB Financial Solutions – part of the Just Group.

Refer your clients for equity release or defined benefit advice.

Learn more

The team at Just are more than happy to help with any queries. Find your dedicated account manager here.

Meet the team

Popular pages

To quickly access some popular, helpful pages, please click the relevant links:

Document library

Events calendar

Retirement income calculators

Lifetime mortgage calculators

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^Just Group analysis from proprietary database of circa 2 million person years.